This money is also called income, and you’re probably getting it in these ways: Earning it through a job or work outside your home, like a paper route or babysitting. Swellfare If a player’s loan, plus loan interest due, plus bills are greater than their total amount of cash, they are in debt. Maybe, if I give it a try. No way! I’m too disorganized for that. Get it done: Set the (money talk) date You make time for the important things — the vet, the kids’ soccer games, the dentist, the in-laws.